Terms of service
These terms are an agreement between you and Enerjik Tech ("we", "us") governing your use of the Vittora app and this website. By downloading or using Vittora, you agree to them. If you do not agree, please do not use the app.
1. What Vittora is
Vittora is a personal finance app for iPhone, iPad, and Mac that lets you record and organise your own financial information — transactions, budgets, savings goals, debts, shared expenses, and tax estimates. It works offline and can optionally sync through your personal iCloud account. Vittora does not connect to banks and does not move money.
2. License
We grant you a personal, non-exclusive, non-transferable, revocable license to use Vittora on Apple devices that you own or control, as permitted by the App Store terms. Your download is also subject to Apple's standard Licensed Application End User License Agreement. You may not copy, modify, distribute, sell, lease, reverse-engineer, or attempt to extract the source code of the app except where such restriction is prohibited by law.
3. Pricing
Vittora is currently free, with every feature included. If we introduce optional paid features in the future, they will be clearly labelled, billed exclusively through the App Store, and governed by the App Store's payment and refund terms. Features you rely on for access to your own data — such as recording transactions and exporting to CSV — will remain free.
4. Not financial, tax, legal, or investment advice
Vittora provides informational and educational tools only. Reports, budget insights, debt summaries, and tax estimates are calculations based on the data you enter and on simplified models; they may not reflect your complete situation and may contain inaccuracies. They are not financial, tax, legal, accounting, or investment advice, and Vittora is not a tax-filing product. Always verify important figures with official sources or a qualified professional before acting on them.
5. Your data and your responsibilities
You own the data you enter. You are responsible for its accuracy, for keeping your device and iCloud account secure, and for maintaining backups — Vittora supports iCloud sync and CSV export for this purpose. Deleting data in the app is permanent; we hold no copy from which it could be recovered (see our Privacy Policy).
6. Acceptable use
You agree not to:
- use the app or website for any unlawful purpose;
- probe, disrupt, or circumvent security features of the app or website;
- misrepresent Vittora's outputs as professional advice to third parties.
7. Intellectual property
The app, this website, and all associated names, logos, designs, and content are owned by Enerjik Tech or its licensors and are protected by intellectual property laws. These terms grant you no rights other than the license in section 2.
8. Disclaimer of warranties
Vittora is provided "as is" and "as available", without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the app will be uninterrupted or error-free, or that synced data will always be available — iCloud availability is controlled by Apple, not us.
9. Limitation of liability
To the maximum extent permitted by law, Enerjik Tech shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, profits, or savings, arising from or related to your use of the app or website — including decisions made in reliance on its calculations. Where liability cannot be excluded, our total aggregate liability is limited to the amount you paid us for the app in the twelve months before the claim (or ₹1,000 / US$10 if you paid nothing).
10. Apple's role
These terms are between you and Enerjik Tech, not Apple. Apple has no obligation to provide support or maintenance for Vittora and is not responsible for addressing any claim relating to the app. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you.
11. Termination
You may stop using Vittora at any time by deleting the app. We may terminate or suspend the license if you materially breach these terms. Sections 4, 7, 8, 9, and 12 survive termination.
12. Governing law
These terms are governed by the laws of India, without regard to conflict-of-law principles. Nothing in these terms deprives you of mandatory consumer protections that apply in your country of residence.
13. Changes to these terms
We may update these terms as the product evolves. Material changes will be reflected by the date above and, where appropriate, highlighted in the app or on this website. Continued use after a change takes effect constitutes acceptance of the updated terms.
14. Contact
Questions about these terms: [email protected].