Frequently asked questions

No. Vittora is designed for manual-first, privacy-focused tracking and does not require bank credentials.

No. Vittora has no ad network and no data-selling business model. Your financial data stays on your devices and in your private iCloud.

Vittora stores data on your Apple devices. If you enable sync, it uses your private iCloud account rather than a Vittora analytics or advertising server. Everything except iCloud sync and household sharing works with no network connection.

No. Pick a payee and Vittora suggests the category from your own history, on your device. Monthly Overview opens with a short summary written by Apple Intelligence on supported devices. Every number in that summary is checked against your records before it is shown. Other devices get a plain sentence built from the numbers. The health score, spending outlook, and insight cards are calculated from rules, not AI. None of this is sent to Vittora.

Vittora is free to use on iPhone, iPad, Mac, and Apple Watch. Vittora Pro is an optional upgrade that unlocks the forward-looking analysis — tax estimates, custom reports, cash-flow forecast, subscription audit, 50/30/20, the emergency fund tracker, financial health, spending outlook, debt analytics and unlimited receipt scanning. It is ₹149 / $4.99 a month, ₹899 / $39.99 a year with a 7-day free trial, or ₹4,999 / $99.99 once for life. Your records, your splits, iCloud sync and CSV export stay free, always.

The ledger, splits, household budgets, iCloud sync, CSV export, net worth over time, and basic budgets stay free. Receipt scanning includes five scans a month on Free, and a multi-page receipt counts as one scan. Vittora Pro unlocks the tax estimate, regime comparison, and tax report export, unlimited receipt scanning, custom reports with PDF export, cash-flow forecast, subscription audit, 50/30/20, the emergency fund tracker, financial health, spending outlook, and debt analytics.

India, the United States, the United Kingdom, Australia, and Canada. The tax profile stays free. The computed estimate, the regime comparison, and the tax report export are Vittora Pro. Estimates are educational, calculated on your device, and not tax advice or filing software. Some items are left out, including Quebec’s provincial credits and UK reliefs such as Marriage Allowance. Pension relief is applied as the amount you enter, not calculated from a type.

A household shares its budgets and the expenses members log against those budgets. The share goes through the members’ iCloud, using the same Apple accounts, not a Vittora server. The owner can invite people who can edit or who can only view. Personal accounts and transactions stay on each person’s own ledger. This is separate from split groups, which share a settlement through a link.

Vittora runs on iPhone, iPad, Mac, and Apple Watch. iPhone includes Live Activities and the Dynamic Island for a shopping total and a bill countdown, plus widgets that can log a preset expense without opening the app. On iPhone, Siri can answer what you spent today or add an expense. Apple Watch includes dictation for an amount and a category. Home Screen, Lock Screen, StandBy, Smart Stack, and Watch complications are included where supported.

No. Vittora provides educational estimates and does not replace tax filing tools or professional advice.